Accounting and Financial Statements
Accounting, annual financial statements and management control, with clear and up-to-date figures.
Business Crisis and Restructuring
In a business crisis, the sooner you act, the more options remain on the table. We help you read the warning signs in time and build a concrete plan, not just manage the emergency.
Book a free consultationWhat the service includes
Prevention and early warning signs
Adequate organisational structures and indicators to spot imbalances in time, as required by the Italian Business Crisis Code (Codice della Crisi d’Impresa).
Independent Business Review (IBR)
An independent analysis of the sustainability of the business and its business plan, often requested by banks and investors.
Turnaround and restructuring plans
Certified recovery plans, debt restructuring agreements, relaunch and development plans.
Negotiated settlement of the crisis
We support the company as its advisor in the process with the independent expert and in negotiations with creditors.
Insolvency procedures
Support in the procedures provided by the Business Crisis Code, when tools involving the court are needed.
Over-indebtedness
For small entrepreneurs, professionals and consumers who cannot access ordinary procedures: consumer debt restructuring plan, minor composition with creditors, controlled liquidation.
When you need it
Do any of these situations sound familiar?
- You are struggling to pay suppliers, taxes or banks on time
- Your bank is asking for a plan or an independent review before granting new financing
- Margins have been shrinking for months and it is not clear where to act
- You are a small entrepreneur or professional with debts you can no longer sustain
Our method
How we work
Analysis
We listen to your needs and analyse your company’s current situation.
Operational proposal
We present a tailored solution, with clear timing and costs from the outset.
Ongoing support
We stay with you through implementation, not just for the first consultation.
Frequently asked questions
What are the over-indebtedness procedures?
Over-indebtedness procedures are designed for those who cannot access ordinary insolvency procedures: small entrepreneurs, professionals, consumers and agricultural businesses. The Business Crisis Code provides three: the consumer debt restructuring plan, the minor composition with creditors (concordato minore) and controlled liquidation. For these debtors they are the alternative to the procedures designed for larger businesses, such as the composition with creditors (concordato preventivo) and judicial liquidation.
What is the negotiated settlement and who is it for?
It is a voluntary and confidential process, provided by the Business Crisis Code, in which an entrepreneur in difficulty, but with a real chance of turning the business around, negotiates with creditors with the help of an independent expert appointed through the Chamber of Commerce. It suits those who spot the warning signs early: it allows an agreement to be sought before the situation becomes insolvency and, if needed, protective measures for the company’s assets during negotiations.
What role does the advisor play in the negotiated settlement?
The expert appointed through the Chamber of Commerce is an impartial third party who facilitates negotiations. The advisor, on the other hand, is on the company’s side: they analyse the economic and financial situation, prepare the draft turnaround plan and the documents required to access the process, and support the entrepreneur in dealings with the expert and the creditors.
What is an Independent Business Review?
It is an independent analysis of a company’s situation, carried out by an external professional, assessing the sustainability of the business model and the business plan. It is often requested by banks and investors before granting new financing or renegotiating debt, and helps the company understand objectively where to start again.
What is the difference between a certified plan and a restructuring agreement?
The certified recovery plan is prepared by the company and reviewed by an independent professional, who certifies the accuracy of the data and its feasibility: it does not require court involvement and does not bind creditors who do not join it. A debt restructuring agreement, on the other hand, is concluded with a qualified share of creditors, in the percentages set by law, and approved by the court, with broader effects and protections.
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Is your business in difficulty?
The sooner you act, the more tools remain available. Let’s talk in confidence, with no obligation.
- Phone
- 081 1880 3047